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C'est 1,7 fois de moins que dans l'assurance, relève l'Académie du service. Et les clients deviennent d'autant plus exigeants. Par ailleurs, entrer en contact avec son fournisseur Internet ou son banquier relève parfois du parcours du combattant. Que ce soit via un site Internet, au téléphone, par e-mail, par courrier, par chat ou sur un point de vente physique La relation client est devenue plus complexe.
On se dirige globalement et progressivement vers une relation de plus en plus à distance. La Caisse nationale des allocations familiales Cnaf a récemment déploré une hausse des violences de la part des allocataires. Elle a lancé une campagne nationale pour lutter contre ces incivilités.
Le dernier rapport annuel de l'Observatoire national des violences en milieu de santé montrait qu'un agent hospitalier est victime d'une agression toutes les 30 minutes pour un temps d'attente jugée trop long, une prise en charge jugée inadéquate ou l'état d'ébriété des patients.
Les médecins sont également des victimes régulières de ces comportements. Les Français se retrouvent parfois face à un système incapable de trouver des solutions à leur problème. Outre l'impact - parfois grave - de ces violences sur les salariés, les incivilités ont un coût pour les entreprises.
En Île-de-France, la RATP et la SNCF ont récemment décidé d'alourdir les sanctions contre certains comportements ne pas composter son billet, faire du roller en gare, être trop bruyant, mendier en gare ou ne pas museler son chien Au final, on préfère prendre des mesures coercitives en fermant les yeux plutôt que de résoudre les problèmes en prévention.
Par expérience, il faut de plus en plus de relances pour obtenir une réponse, une action, de plus en plus souvent en devant remonter la hiérarchie. Résonne encore dans ma tête cette réaction: Venue des "quartiers" elle grignote petit à petit tout la société à travers les jeunes. Même s'il ne faut pas encourager ces comportements , ça ne m'étonne pas. Comment aujourd'hui ces sociétés traitent leurs clients, les arnaquent, les "verrouillent", leur rendent de moins en moins de services ou des services qui se dégradent, tout ceci pour des tarifs de plus en plus chers!
Vous n'êtes pas content d'un magasin, d'une banque? Passez à la concurrence. Pas ailleurs, rien ne vous oblige à acheter ces services que l'on ne vous rend pas. Les clients des banques et des assurances en on assez, de se voir vendre des produits auxquels ils ne comprennent rien, de se voir prélever de plus en plus de frais, de faire le travail chez eux devant leur ordinateur ou sur le trottoir devant une machine, de voir les bénéfices extraordinaires des banques et des assurances, de devoir en tant que contribuable payer les âneries de ces petits génies de la finance.
C'est sûr que vous préférez sûrement faire le pied de grue devant une boutique en attendant l'heure de l'ouverture. Et puis c'est tellement jouissif d'aller au guichet de sa banque et, après avoir tendu son Livret A dans le passe prévu à cet effet, de demander à travers l'hygiaphone au préposé de vous délivrer un ou deux billets de 10 euros. Profitez-en pour lui demander des nouvelles de sa santé et le lieu de ses prochaines vacances, ça vous occupera!
Tout est fait pour! Houuuu qu'il est méchant, le client. Le gentil,lui, il sourit tout le temps "dans son bureau en haut d'une tour" Qui nous a obligé à avoir un compte en banque? Et le pire c'est que si vous écrivez des commentaires sur un ton ironique moi je l'écris sur ce qui se passe actuellement, sortez un peu. Plein de manières de voir ce sujet. Les banques et les assurances ont essayé d'automatiser le plus possible leur processus, ce qui a généralement eu comme résultat des processus devenus ubuesques, des plateformes téléphoniques inefficaces et perdues.
Mais cette explication n'est pas satisfaisante, puisque par exemple les opérateurs téléphoniques ont fait la même chose, en peut être même pire. Les clients sont de plus en plus exigeant. De plus en plus en manque de temps. De plus en plus dans l'immédiateté. Comme à chaque crise, le peuple cherche des coupables. Depuis , ce sont les banques, offertes en pature sur un plateau par notre président de l'époque, afin de cacher sa gestion désastreuse du sujet.
Les gens croient que tout leur est du et gratuit et leur comportement individualiste forcené aboutit à cette détérioration générale. Des personnes ici qui s'insurgent que la banque leur prélève des frais. Comme si le service qu'elles fournissent était gratuit et ne leur coûtait rien On peut se plaindre du manque de transparence de leurs frais, mais l'attitude leur niant le droit de prélever des frais est juste une absence totale d'éducation civique et citoyenne. Un peu de tout cela sans doute.
Le service a un prix ; on ne peut à la fois vouloir le service et ne pas vouloir le payer. C'est pourtant ce qu'on fait. Les contribuables ont parfaitement conscience d'avoir été assureurs involontaires de ces banques et assurances qui ont pris des risques inconsidérés dans leurs spéculations En bonne logique libérale, la sanction est connue et aurait dû se produire Une banque utilise vos dépôts sur compte courant sans les rémunérer, alors non je ne trouvert pas normal qu'elle prenne des frais.
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